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Does Filing a Chapter 13 Bankruptcy Protect My Co-Signors?
One big hurdle to bankruptcy for some individuals is their cosigner. If you weren’t able to secure a loan on your own for a home or car, or if you cosigned with a spouse, then that cosigner is held liable for the debt in a Chapter 7 bankruptcy. Chapter 7 bankruptcy eliminates most debt in the form of a discharge, meaning that the individual who files is no longer legally liable for the debt....
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6 Situations Where Bankruptcy Protection Is Helpful. Bankruptcy Lawyer
I meet with over 250 clients a year. Based on my observations, the following are the top 6 Situations where bankruptcy protection is helpful to get your financial life under control: 1. Lawsuit and Pending Garnishment. You got served with a lawsuit for some unpaid bill, didn’t do anything about it and got a judgment against you. Now, the creditor is trying to collect by garnishing your wages and bank...
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Bankruptcy Attorney: When Is The Best Time To File For Bankruptcy?
If you cannot pay all of your living expenses on time on a regular basis, you probably should meet with a bankruptcy lawyer as soon as possible to analyze your financial situation and find out your options. If you have accounts in collections or your are getting your wages garnished, the sooner you find out your options, the better. There is an appropriate window for bankruptcy filing for each individual...
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